Rance DeWitt

I proudly serve Neshoba County and surrounding areas as your local State Farm Agent and have been doing so since April 2017. With a licensed staff, our office offers a combination of over 35 years experience in the insurance and financial services industry. Call, text, or come by today for a free quote on auto insurance, home insurance, business insurance, life insurance, health insurance- we would love the chance to earn your business!

With school starting back this week, it’s a good time for families to review their insurance coverage to ensure they are protected throughout the academic year. Whether your child is heading to kindergarten, middle school, college, or university, having the right insurance can ensure you have proper coverage.

Health Insurance: School environments can increase exposure to illnesses and accidents. Make sure your child’s health insurance plan is up to date and covers routine check-ups, vaccinations, and emergency care. Some schools also require proof of health insurance for enrollment.

Student Insurance: Many colleges and universities offer student health insurance plans. Review these options to see if they complement or replace your existing coverage.

Property Insurance: Back-to-school means new gadgets like laptops, tablets, and smartphones. Check if your homeowner’s or renter’s insurance covers these items against theft or damage. You might consider adding a personal property endorsement or purchasing a separate policy for valuable electronics.

Accident Insurance: Schools often have policies for accidents that happen on campus, but these may not cover all medical costs. Supplemental accident insurance can help cover expenses from injuries sustained during school activities or sports.

Transportation Insurance: If your child drives to school or college, ensure their auto insurance policy is current and provides adequate coverage. For students using public transportation or school buses, review any related coverage options.

In summary, reviewing and updating your insurance policies during the back-to-school period helps protect your family from unexpected events and allows your child to focus on learning and growth with confidence.