Rance DeWitt

I proudly serve Neshoba County and surrounding areas as your local State Farm Agent and have been doing so since April 2017. With a licensed staff, our office offers a combination of over 35 years experience in the insurance and financial services industry. Call, text, or come by today for a free quote on auto insurance, home insurance, business insurance, life insurance, health insurance- we would love the chance to earn your business!

Summer is a season often associated with outdoor activities, travel, and leisure, but it also comes with unique risks that can impact insurance needs. As people engage in activities like boating, camping, and road trips, understanding how summer can affect insurance policies is crucial.

• Home Insurance: Summer storms can lead to property damage from high winds, hail, or flooding. It's essential for homeowners to review their insurance policies to ensure they have adequate coverage for potential summer weather-related incidents. Additionally, homes may be left unattended while families go on vacation, increasing the risk of theft or vandalism.

• Auto Insurance: With more people hitting the road for vacations, the likelihood of accidents can increase. It's a good time to review your auto insurance policy and ensure you have sufficient coverage, especially if you will be taking a long road trip. Some insurers offer discounts for safe driving during the summer months.

• Health Insurance: Summer often means more time spent outdoors, which can lead to injuries or illnesses, such as heat exhaustion or sunburn. Understanding your health insurance coverage for urgent care and emergency services is essential, especially if you're engaging in activities like hiking, biking, or swimming.

• Travel Insurance: Summer is peak travel season, and having travel insurance can provide coverage for the unexpected. It can cover trip cancellations, lost luggage, and medical emergencies while traveling.

• Recreational Vehicle Insurance: Many people take advantage of the summer weather to use RVs, boats, and ATVs. Ensuring these vehicles are properly insured is vital to protect against accidents and liability.

In summary, while summer is a time for fun and relaxation, it's important to stay informed about how seasonal activities can impact your insurance needs. Taking a proactive approach can help safeguard your assets and provide assurance throughout the summer months.