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Profile photo of a State Farm Agent named: Rance DeWitt

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State Farm® Insurance Agent

Rance DeWitt

Office Hours

8:30-5 Monday - Thursday

8:30-4:30 Friday

After Hours by Appointment

Address

434 Myrtle Street E
Philadelphia, MS 39350-2966

Across the street from the Philadelphia Utilities

Profile photo of a State Farm Agent named: Rance DeWitt

Would you like to create a personalized quote?

Office Info

Office Hours

8:30-5 Monday - Thursday

8:30-4:30 Friday

After Hours by Appointment

Address

434 Myrtle Street E
Philadelphia, MS 39350-2966

Languages

English

I proudly serve Neshoba County and surrounding areas as your local State Farm Agent and have been doing so since April 2017. With a licensed staff, our office offers a combination of over 35 years experience in the insurance and financial services industry. Call, text, or come by today for a free quote on auto insurance, home insurance, business insurance, life insurance, health insurance- we would love the chance to earn your business!

Winter can bring a unique set of challenges that affect various aspects of life, including home and auto insurance. As temperatures drop and snow begins to fall, it's important for policyholders to consider how winter conditions can impact their coverage needs.

Home Insurance and Winter

  • Weather-Related Damage: Heavy snowfall and ice accumulation can lead to roof collapses, water damage from ice dams, and frozen pipes that burst. Homeowners should review their policies to ensure they have adequate coverage for these potential risks.

  • Liability Concerns: Snow and ice can create hazardous conditions on properties. Homeowners may be at risk for loss due injuries that occur on their premises due to slips and falls. It's crucial to maintain safe walkways and have adequate liability coverage.

  • Preventive Measures: Taking steps to winterize your home—such as insulating pipes, clearing gutters, and maintaining heating systems—can help prevent damage and may also lower insurance costs.

Auto Insurance and Winter

  • Increased Risk of Accidents: Winter weather can lead to slippery roads and reduced visibility, increasing the likelihood of car accidents. Drivers should check that they have sufficient coverage, including liability, collision, and comprehensive insurance.

  • Roadside Assistance: With the potential for breakdowns in harsh winter conditions, having roadside assistance as part of your auto insurance policy can come in handy. This service can help with tasks such as tire changes, towing, and battery jumps.

  • Winter Driving Tips: It's advisable to keep your vehicle winter-ready by maintaining proper tire pressure, having a full tank of gas, and equipping your car with emergency supplies (like blankets, water, and a first aid kit).

Conclusion

As winter approaches, it's essential for homeowners and drivers to assess their insurance policies to ensure they are adequately protected against the unique challenges posed by the season. Taking preventive measures and understanding coverage options can help mitigate risks during the colder months.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

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Our Mission is to build long lasting relationships with not only our policy holders, but within the community as well. We do this by focusing on and recognizing their needs, helping to protect their legacy with State Farm products, and being able to help them recover in the event of a loss. 

At Rance Dewitt State Farm, we are proud to have a team of dedicated and experienced staff members who are committed to providing exceptional service to our policy holders. Each member of our team brings a unique set of skills and expertise, allowing us to offer comprehensive advice tailored to your specific needs.

Our licensed team members are knowledgeable professionals who stay up to date with the latest industry trends and regulations. They are adept at assessing your insurance requirements and finding the most suitable coverage options to protect your assets and mitigate risks. With their expertise and personalized approach, they guide you through the insurance process, ensuring you have a clear understanding of your policy.