Rance DeWitt

I proudly serve Neshoba County and surrounding areas as your local State Farm Agent and have been doing so since April 2017. With a licensed staff, our office offers a combination of over 35 years experience in the insurance and financial services industry. Call, text, or come by today for a free quote on auto insurance, home insurance, business insurance, life insurance, health insurance- we would love the chance to earn your business!

Thanksgiving season is a time for gratitude, family gatherings, and festive meals. As many people prepare to celebrate with loved ones, it’s also an important time to think about safety and protection, particularly in relation to insurance. Here are a few key points to consider regarding Thanksgiving and insurance:

• Homeowners Insurance: With increased cooking and entertaining, the risk of accidents in the home can rise. Homeowners insurance typically covers damages caused by fire, theft, or accidents, so it's wise to ensure your policy is up-to-date. If you’re hosting guests, consider liability coverage in case of any injuries that may occur on your property.

• Auto Insurance: Thanksgiving weekend is one of the busiest travel periods of the year. As families hit the roads to visit relatives, it’s essential to have adequate auto insurance. Ensure your policy includes coverage for accidents and liability. Additionally, consider reviewing your coverage limits and deductibles to ensure they meet your needs.

• Travel Insurance: If you’re traveling during the Thanksgiving season, especially by air, travel insurance can provide protection against the unknown. It can cover trip cancellations, delays, and lost luggage, which can be especially helpful during this busy travel period.

• Liability Insurance: If you’re hosting a large gathering, consider the importance of liability insurance. This can protect you if a guest is injured on your property or if any damages occur during the festivities.

• Food Safety and Insurance: Preparing a Thanksgiving feast often involves cooking large quantities of food. It’s important to ensure food safety to prevent foodborne illnesses. While this may not be directly related to insurance, knowing that some health insurance plans cover certain medical expenses related to food poisoning can provide additional comfort.

• Personal Property Coverage: The holiday season often sees an increase in gifts and valuable items around the home. Review your personal property coverage to ensure that high-value items are adequately insured, especially if you receive or give expensive gifts during the season.

As Thanksgiving approaches, it’s a good opportunity to review your insurance policies and make any necessary adjustments. By being proactive, you can enjoy the festivities knowing that you’re protected against potential risks.